Independent main chain The AJM main chain is officially launched, and the main chain in the future will win the world! 2. Can't roll the road All assets are entered into the smart contract placed in the height of the AJM block. There are no inserts, withdrawals, and instructions in the contract! Tianwang Laozi can not take a penny, can be verified! 3. Free from hard and soft blows from outside factors! AJM's entire wealth operation mechanism runs on the blockchain, decentralized management, and wants to stop it unless the world loses power at the same time. 4. Information security AJM supports the development of a stand-alone web browser. Each AJM address can be used as an anonymous IP address. No personal identity information is disclosed, and no one can find the account assets. 5. Cash in seconds to No need for anyone or any organization to approve or review. 6. Business logic design is perfect AJM's precise and rigorous product design, with unparalleled financial logic and new rules of the game, will run the initial function in the cryptocurrency wallet application, creating a never-ending financial perpetual motion machine that will bring real wealth to the world. . 7. Low participation threshold AJM has the characteristics of high profitability and low threshold, so that everyone is eligible to participate. 8. The reward system is humanized There is no burn mechanism, the dynamic is small, and the willingness to pay is certain; static, time for wealth, in line with financial logic. 9. The public has a sense of freshness AJM is a new exploration of new global business rules, the world's first, realm redistribution of world wealth using blockchain smart contracts, people have not experienced the real decentralized blockchain smart contract to implement financial management The way, very curious! 10. Comply with the trend, in line with the trend... Finance is a force that affects the world around us all the time. The circulation of wealth constantly rewrites the trajectory of human civilization. Trust and security under centralized finance are facing unprecedented challenges, and AJM is changing the world in a decentralized way. AJM, you must experience it! You will be excited about it! Quick download link: https://down.ajmnet.io/apps/ AJM Global Community welcomes you to participate in the experience!
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T-ark payment system, the leader of blockchain digital banking
Recently, many friends around me are asking about the concept of digital banking. What is digital banking? What is the internal connection between T-ark payment system and digital banking? Today, Xiaobian discussed these two issues with everyone!
What is a digital bank?
Digital banking means the full digitization of the bank and all its activities, plans and functions. It's not just digitizing your services and products - the front end that customers see - but also the automated processes (back ends) and connecting these worlds to middleware. The industry generally believes that true digital banking should use the latest technology in all aspects, including encryption algorithms, distributed ledger technology, artificial intelligence, big data analysis and so on. Comprehensive automation, intelligence, and digitalization of the mid-end and back-end will make banks in the new era more efficient and flexible.
The development of digital banking has mainly experienced three major stages.
First stage: Bank Automation
In the 1970s, Citibank began using ATM to solve part of the daily affairs of users. It uses magnetic code cards or smart cards to achieve self-service for financial transactions, which replaces the work of bank counter personnel to a certain extent, reduces labor costs and improves transaction efficiency.
The second stage: electronic banking
With the rise of the Internet and mobile electronic devices, traditional banks began to develop online banking, and electronic banking was widely used. Whether it's a web-based e-banking or an online banking business based on mobile phones, from online deposits, checkouts and electronic bill payments, to today's increasingly rich features, such as online purchases, loans, and more. At this stage, the main players in digital banking are mainly traditional banking institutions.
The third stage: bank digitization
The main players involved in this phase expanded from traditional banking institutions to technology companies, Internet companies and traditional banks. Financial technology has begun to affect the development of the banking industry, and many banking businesses have begun to rely on key technologies such as big data, artificial intelligence, blockchain, cloud computing, and biometrics. Since 2009, large banks including Citigroup, Wells Fargo, JP Morgan Chase, Morgan Stanley, Bank of America, and Goldman Sachs have begun to invest in the financial technology sector, adding strategic investments in payments, lending, and wealth management. In terms of technology companies, the 2019 fire-fighting T-ark payment system relies on the fourth-generation blockchain technology to directly enter the banking industry with technology-enabled financial services and become a major player in digital banking.
Below, Xiao Bian specifically analyzes the T-ark digital bank that has been hotly debated this year because of the blockchain concept.
ark is developed and operated by Global Chain International Investment Group. It is a digital banking integrated service system based on the fourth-generation blockchain technology. It not only provides storage and trading of digital assets, but also integrates A variety of distributed applications such as games, social groups, and live broadcasts. At present, including MasterCard, Starbucks, large chain hotels, telecom giants, department stores and supermarkets, etc., are potential partners of T-ark.
The core advantage of T-ark Digital Bank is that it has changed the traditional credit creation method, from the endorsement of entities such as government and enterprises to blockchain technology endorsement, and realized the P2P banking service of de-intermediation and trust, thus solving the traditional The following pain points of the bank:
1) T-ark combines the value transmission of blockchain with the information transmission of the Internet to solve the problem of traditional bank ecological chain loss.
The traditional banking system is a collection of functions and a large centralized structure. It is similar to the human body's "brain". Whether it is taking deposits, transferring money, issuing loans, or implementing more complex asset management functions, it is necessary to call in-house or inter-bank accounting. Audit, clearing and settlement, identity authentication, credit statistics and other departmental systems, continuously complete information aggregation and instruction distribution, each link will bring certain efficiency loss. The blockchain bank has removed the "brain" as a centralized processor, connecting the "neural networks" all over the body directly, reducing links, and the value acquisition, transfer, and clearing can be automatically run on the chain and synchronized. Improve efficiency.
2) T-ark Digital Bank solves the problem of high barriers to traditional banking operations, high costs, and slow and inefficient customer expansion.
In the case of cross-border remittances, in order to complete the cross-border wire transfer of traditional banks, users need to pay the bank about 1% (limited to ¥20-300) and the “cash transfer” fee (remittance principal × same day) Now the remittance offer / the current spot purchase price - remittance principal), in addition, you need to pay SWIFT a fee of ¥70-150, the transfer time is 1-5 days. With the remittance service of T-ark blockchain bank, the processing fee is only 1‰, no additional cost is required, and the remittance is completed within a few seconds, which greatly reduces the cost and time.
3) T-ark Digital Bank subverts the traditional way of trust creation, eliminates the trust asymmetry between different organizations of the banking system, and shares value sharing by trust sharing, which provides a possibility for sharing the win-win industry ecology.
The emergence of “Internet + Banking” has improved the efficiency of information processing in the banking industry, but it has not fundamentally changed the value creation model of traditional banks: financial intermediaries endorsed by national or large enterprise credit. Due to the difficulty in the existence of a generally recognized neutral third party under the competition and centralization mode, the banking industry cannot open up information barriers between organizations, and can only create an independent information base at a cost, which is inefficient and not widely covered; T-ark fourth generation Blockchain technology provides the technical foundation for creating trust in the industry. Information sharing will bring down the overall cost of the industry and essentially realize value sharing within the industry.
As an important hub for the link blockchain digital economy and the real society, T-ark Digital Bank has opened up the connection between digital assets and the real world, allowing each participant to use their digital assets conveniently and quickly, enriching the application scenarios of blockchain technology. Promote its service to the development of the whole society.
A group of heroes, AJM three winning magic to create the most perfect public chain model
The Political Bureau of the CPC Central Committee conducted the 18th collective study on the status quo and trends of blockchain technology development on the afternoon of October 24. Xi Jinping, general secretary of the CPC Central Committee, emphasized that the integration and application of blockchain technology plays an important role in new technological innovation and industrial transformation. We must take the blockchain as an important breakthrough for independent innovation of core technologies, clarify the main direction, increase investment, focus on a number of key core technologies, and accelerate the development of blockchain technology and industrial innovation.
Suddenly, the chain circle is in vain, and they all think that this is the arrival of the policy spring breeze. When deblocking, de-intermediation, multi-party trust, data untamed, traceable, auditable and other blockchain industries ushered in a huge breakthrough, the development of the public chain is in a strange circle. On the one hand, the blockchain technology has developed rapidly. After nearly a decade of exploration, there is still no large-scale application. The reason is that there is no basic public chain that satisfies the practical application. On the other hand, the status quo of the public chain is overcapacity.
As the “low-level operating system”, there are a large number of public chains, and there are already hundreds of public chain projects in the world. But at the same time, we also see that whether it is supporting the public chain in action or repeatedly stressing on the document, the government supports blockchain technology, not an air concept. In the future, any blockchain project without core technology will be smashed into the cold. On the contrary, projects with core technologies will be promoted as new stars.
In this battle, AJM broke through and surrounded the dust. It builds a distributed trust network ecosystem across brands, systems, industries, applications, and terminals under an integrated protocol.
AJM public chain winning magic one: decentralization
Nowadays, decentralized transactions generally have shortcomings such as slow transaction speed and limited scalability. Therefore, it is imperative to build a digital trading system that avoids the above-mentioned defects and realize decentralization in the true sense. AJM public chain has a financial-level distributed cluster architecture, a combination algorithm of over 2 million levels, bank-level security encryption and ODAT offline acceleration, and multi-signature hot and cold wallet isolation technology to achieve blockchain scalability, security, and effective Go to Sinochem. In order to effectively combat centralization, AJM takes "cross-chain lightning trading" as the core, and the malleability of lightning network makes it possible for the trading party to conduct high-speed trading between almost any blockchain. In addition, AJM links the digital assets of each exchange node to allow real-time and zero-trust cross-exchange transactions to be unimpeded.
AJM public chain winning magic two: high performance
The high efficiency of the AJM public chain has laid a solid foundation for large-scale application of blockchain. As we all know, the pain point of the development of the public chain is ecology and flow. The status quo of the development of the public chain tells us that the correct opening method of "blockchain 4.0" is the combination of the real economy and the application of the scene, empowering the real economy.
As an ultra-high-performance public chain, AJM is cutting the pain points in the development of the public chain and then launching it. Its goal is to become the IP protocol of the blockchain world, link the mainstream blockchain, and realize the “Internet of Everything”. The value flow of the blockchain is unimpeded. Through the technical system of abstraction layer and jury consensus, the three-tier structure of DApp, intelligent contract and the underlying blockchain is fully analyzed, and a consensus system of multi-stakeholders is established.
Today, AJM has developed a number of blockchain ecosystem applications, including: wallet, resonance V pool, AVD advertising business, steel fission, chain sales contract, chain contract, OTC group, anonymous social and other eight ecological applications. At the same time, the development of DAPP, decentralized storage, payment, decentralized exchanges, product traceability, cross-border e-commerce, artificial intelligence, VR games, decentralized networking, etc. can be carried out in the ecology. The digital financial ecology.
“A high-performance public chain + dozens of landing applications” form the core competitiveness of AJM over other public chains. The massive flow also makes AJM occupy a unique advantage in ecological construction and landing applications.
AJM public chain to win the magic weapon three: get the community to win the world
In the blockchain industry, there is a saying "the community has the world." A real public chain, after the line, the real owner is its community. The communities here include the public chain developer community, the application developer community, the user community, and the investor community, all of which are indispensable. Once these four characters enter a positive cycle, the public chain ecology will enter a state of “self-evolution”, which is the ultimate weapon of the future public chain.
Only through various mechanisms to reach a long-term interest-binding relationship with investors, truly realize a community consensus, maximize the power of the community to break through the competition among many competitors, and AJM establishes a development for the current public chain. Very good sample.
The cross-straits of the Bohai Sea show the true character of the heroes. Who can compete with me? In the world of the public chain, the former strong people have fallen, and the young challengers have risen rapidly. Despite the fierce competition in the public chain, the value created by the AJM public chain is immeasurable. The future is expected, let us wait and see!
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